loss of a loved one

Planning for the future with premium financing for life insurance
Acknowledging pain and grief happens after the loss of a loved one. Having a life insurance policy can aid it this difficult time. Protecting your family and loved ones will make this transitional period of time easier to bear. If you don’t want to liquidate your [...]

life insurance information for New Jersey families

New Jersey Families at Risk
Numbers provided by LIMRA International:
28% of wives have no life insurance at all
Wives have an average of $147,800 of life insurance coverage
15% of husbands have no life insurance at all
Husbands have an average of $235,600 of life insurance coverage
The typical married couple would need to double its current coverage to meet [...]

Having a family in Texas and needing life insurance

If you are single, living in Texas, and have no children, you many not need life insurance at this stage in your life. However, people who want to protect their family’s standard of living or who own a business should critically think about how much life insurance they should purchase.
One rule of thumb is to [...]

American Families at Risk with no life insurance

Numbers provided by LIMRA International:
28% of wives have no life insurance at all
Wives have an average of $147,800 of life insurance coverage
15% of husbands have no life insurance at all
Husbands have an average of $235,600 of life insurance coverage
The typical married couple would need to double its current coverage to meet the expert recommendation of [...]

Choosing a Beneficiary for a Life Insurance Policy

Choosing a Beneficiary for a Life Insurance Policy

What is the role of a life insurance beneficiary?
A beneficiary is the person, or persons, who receive the cash benefit from your life insurance policy when you die or the policy is sold.

Who or what can be a beneficiary of a life insurance policy?
• One, two or [...]