Monroe Township, NJ premium financing and life insurance

Premium financing is not actually buying an insurance policy; rather, it is a method a person can use to finance the purchase of an insurance policy. A contract is signed between a borrower and a lender, not a policyholder and an insurance company.
The buyer obtains a loan from a party other than the insurance [...]

Plano, Texas premium financing

Premium financing in Texas and throughout the country has become a very important topic in the insurance industry. Premium financing of life insurance is a way for high-net-worth individuals, especially the age of 55 and over, to obtain the life insurance coverage they need without having to divest high yielding assets.
Most premium financing policies require [...]

loss of a loved one

Planning for the future with premium financing for life insurance
Acknowledging pain and grief happens after the loss of a loved one. Having a life insurance policy can aid it this difficult time. Protecting your family and loved ones will make this transitional period of time easier to bear. If you don’t want to liquidate your [...]

secure familys financial future

Premium Financing helps you secure your family’s future
Acknowledging pain and grief happens after the loss of a loved one. Having a life insurance policy can aid it this difficult time. Protecting your family and loved ones will make this transitional period of time easier to bear. If you don’t want to liquidate your estate as [...]

life insurance information for New Jersey families

New Jersey Families at Risk
Numbers provided by LIMRA International:
28% of wives have no life insurance at all
Wives have an average of $147,800 of life insurance coverage
15% of husbands have no life insurance at all
Husbands have an average of $235,600 of life insurance coverage
The typical married couple would need to double its current coverage to meet [...]

American Families at Risk with no life insurance

Numbers provided by LIMRA International:
28% of wives have no life insurance at all
Wives have an average of $147,800 of life insurance coverage
15% of husbands have no life insurance at all
Husbands have an average of $235,600 of life insurance coverage
The typical married couple would need to double its current coverage to meet the expert recommendation of [...]

missing out on valuable premium financing

For affluent senior obtaining a substantial amount of life insurance, premium financing is a valuable vehicle to use. Although premium financing has been used for many years, it is now starting to be recognized by a new wave of clients and financial advisor’s. For a while the concept of premium financing has been a bit [...]

Financial and Estate Planning for Seniors

In today’s complex estate planning environment, it’s essential that all elders have a plan for wealth preservation. Financial and Estate planning for seniors is more critical than ever.

Estate Planning Basics
Estate planning offers a great opportunity to ensure that your family is financially secure according to your stipulations. With careful planning you can guarantee that [...]