New York premium financing

Life insurance premium financing is a tool, offered from a premium finance company, that an individual with substantial assets uses to cover the upfront costs and premium payments on a life insurance policy. Individuals often choose this course if they require a large amount of life insurance and do not want to pay the out-of-pocket [...]

Life insurance numbers and percentages

These numbers are from the Life Insurance Marketing Research Association (LIMRA) published in the August 2006 Agent’s Sales Journal:

29% – Americans who would like to discuss life insurance with a financial professional
33% – Americans who say no one has approached them about life [...]